Articles

CNBC

"This Fund Helps Keep Retirees from Running Out of Money" http://www.cnbc.com/2017/07/12/this-fund-helps-keep-retirees-from-running-out-of-money.html

“Millennials and Minorities Crushed by Overdraft Fees” http://www.cnbc.com/2016/05/03/millennials-minorities-crushed-by-overdraft-fees.html

“Career Advice from Your Financial Advisor” http://www.cnbc.com/2016/04/19/need-job-advice-try-turning-to-your-financial-advisor-for-help.html

“Over 55 and Out of Work? It’s Time to Reinvent Yourself” http://www.cnbc.com/2016/03/10/over-55-and-out-of-work-its-time-to-reinvent-yourself.html

 

BBC

“It’s Your Dream Job But The Pay’s Is a Nightmare” http://www.bbc.com/capital/story/20151211-its-your-dream-job-but-the-pay-is-a-nightmare

 

USAToday

“How to Pay for School When you Make a Career Change” http://www.usatoday.com/story/money/personalfinance/2016/05/29/how-pay-school-when-you-make-career-change/84458162/

 

Martha Stewart Living

“Ready for Retirement” http://www.marthastewart.com/1503791/ready-retirement-10-easy-ways-you-can-be-saving

 

USNews & World Report

“When Is the Right Time to Buy Your Child a Cellphone” http://money.usnews.com/money/personal-finance/articles/2015/11/06/when-is-the-right-time-to-buy-your-child-a-cellphone?page=2

 

NASDAQ

“Start a Side Gig for Extra Cash” http://www.nasdaq.com/article/start-a-side-gig-for-extra-cash-and-fulfillment-cm692534

“How To Amend Your Tax Return” http://www.nasdaq.com/article/how-to-amend-your-tax-return-cm618259

“The Financial Cost of Temporary Work” http://www.nasdaq.com/article/the-financial-cost-of-temporary-work-cm610158

“Perseverance Pays When Filing Insurance Claims” http://www.nasdaq.com/article/perseverance-pays-when-filing-insurance-claims-cm600488

“How Investing in the Market Is Like Having A Teenager” http://www.nasdaq.com/article/how-investing-in-the-market-is-like-having-a-teenager-cm590912

“Doing Your Taxes Yourself Isn’t As Hard As You Think” http://www.nasdaq.com/article/doing-taxes-yourself-isnt-as-hard-as-you-think-cm579479

“Many Types of Advisors Call Themselves ‘Financial Advisors’” http://www.nasdaq.com/article/many-types-of-advisors-call-themselves-financial-advisors-cm562338

“Nine Key Questions about Your Company 401(k)” http://www.nasdaq.com/article/9-key-questions-about-your-company-401k-cm552370

“Fantasy Football and Investing Take Research, Risk to Win.” http://www.nasdaq.com/article/fantasy-football-and-investing-take-research-risk-to-win-cm535390

“IRA or 401(k) – A Guide to Decide” http://www.nasdaq.com/article/ira-or-401k-a-guide-to-decide-cm527728

 

Investopedia

“Don’t Wait to Pay Attention to Your Finances” http://www.investopedia.com/advisor-network/articles/111016/dont-wait-pay-attention-your-finances/

“Financial Tips for Parents on a Tight Budget” http://www.investopedia.com/advisor-network/articles/101716/financial-tips-parents-tight-budget/

“The Career Benefits of Vocational Training Programs” http://www.investopedia.com/advisor-network/articles/110216/career-benefits-vocational-training-programs/

“Personal Safety: Including the Costs in Your Budget” https://www.google.com/url?hl=en&q=http://www.investopedia.com/advisor-network/articles/103116/personal-safety-including-costs-your-budget/&source=gmail&ust=1478889088122000&usg=AFQjCNFbgDOZKJ2ROgIJvEXrV5i89WAXaA

“The Return on ROI When Your Millennial Kid Lives at Home” http://www.investopedia.com/advisor-network/articles/102416/roi-when-your-millennial-kid-lives-home/

 

CSMonitor

“Why Getting a Tax Refund Can Be A Good Thing” http://www.csmonitor.com/Business/Saving-Money/2016/0512/Why-getting-a-tax-refund-can-be-a-good-thing

“Five Investing Tips from Your Garden” http://www.csmonitor.com/Business/Saving-Money/2015/0925/Five-investing-tips-from-your-garden

“Are Home Warranties Worth It?” http://www.csmonitor.com/Business/Saving-Money/2016/0418/Are-home-repair-warranties-worth-the-cost

 

AJC

“Party of One – Financial Considerations When You Live Alone” http://www.ajc.com/feed/business/consumer-advice/key-financial-considerations-when-you-live-alone/fCRrbm/

“Home Renovations with Refinancing” http://www.ajc.com/business/consumer-advice/should-pay-for-home-renovations-refinancing/raXCs6Em1ddRgGETYDdlFP/

“Steps to Researching a Financial Professional” http://www.ajc.com/business/consumer-advice/key-steps-researching-financial-advisor/h5lQZENAhJbKGBABLguRmK/

 

Credit.com

“Ways to Fool Yourself into Saving More Money” http://blog.credit.com/2016/04/ways-to-fool-yourself-into-saving-more-money-140003/

“Three Ways to Say No When Your Adult Kid Asks for Money” http://blog.credit.com/2015/11/3-ways-to-say-no-when-your-adult-kid-asks-for-money-130324/

 

NewsOK

“Help Your Child Get the Most State Dollars” http://newsok.com/help-your-child-get-the-most-state-dollars-for-college/article/feed/1008105

 

Nerdwallet

“Not All Debt is Bad” https://www.nerdwallet.com/blog/finance/not-debt-bad/

“The Other ‘Insurance Benefits’ You Can Count On” https://www.nerdwallet.com/blog/finance/benefits-types-insurance-can-count/

“Scam-Stopping Self Defense Techniques for Investors” https://www.nerdwallet.com/blog/investing/scamstopping-selfdefense-techniques-investors/

“You Have the Power to Slay Your Money Monsters” https://www.nerdwallet.com/blog/investing/power-slay-money-monsters/

“The Courage to Say No Financially – For Women” https://www.nerdwallet.com/blog/investing/courage-no-financially-6-tips-women/

“How to Calculate Return on Investment” https://www.nerdwallet.com/blog/investing/calculate-return-investments/

“What the Taxpayer Bill of Rights Means” https://www.nerdwallet.com/blog/taxes/taxpayer-bill-rights-means/

“Why Sometimes Skipping College is the Better Choice” https://www.nerdwallet.com/blog/finance/why-skipping-college-is-sometimes-the-better-career-choice/

 

Time Magazine

“Student Loans and Gift Tax” http://time.com/money/4445504/student-loans-gift-tax-college/

 

Investment News

“What Advisors Wish They Knew When Starting Out” http://www.investmentnews.com/gallery/20151120/FREE/112009997/PH/what-advisers-wish-they-knew-starting-out&Params=Itemnr=9

“More Advisors Gaining New Clients Through Social Media” http://www.investmentnews.com/article/20150921/FREE/150929993/more-advisers-are-gaining-new-clients-through-social-media

 

Starks CFP® Bootcamp

“How to Win Points and Influence Scores on the CFP Exam” http://starksbootcamp.com/how-to-win-points-and-influence-scores-on-the-cfp-exam/

“A Yellow Bird with a Yellow Bill: Pass the CFP Exam” http://starksbootcamp.com/a-yellow-bird-with-a-yellow-bill-learn-more-about-the-1-plan-to-pass-the-cfp-exam/

“Double, Double, Toil and Trouble – Social Security Taxation” http://starksbootcamp.com/rmds_ira/

“Marshmallows and Medicare Part D.” http://starksbootcamp.com/marshmallows-medicare-part-d-and-the-roth-ira/

“BTW – HSAs R Gr8! The Benefits of a Health Savings Account” http://starksbootcamp.com/hsa/

“The Rumors of My Death Are Greatly Exaggerated – Let’s Not Bury Social Security Yet” http://starksbootcamp.com/social-security-retirement-benefits/

 

Pennyhoarder

“What is APR?” http://www.thepennyhoarder.com/what-is-apr/

 

Sites Where I Offer Advice as an Advisor Columnist

Advisor at Nerdwallet: https://www.nerdwallet.com/ask/advisor/kathryn-hauer-2592

Advisor at Investopedia: http://www.investopedia.com/advisor-network/advisors/54443/kathryn-hauer-cfp-ea-mba/

Advisor at CentSai: http://centsai.com/author/kathryn-b-hauer/

Advisor at WalletHub: https://wallethub.com/profile/kathryn-bruzas-hauer-13766513i/

HRBlock Tax Professional: https://www.hrblock.com/tax-offices/local-offices/index.html#!/en/tax-pro-details/458997/KATHRYN

 

Social Media

LinkedIn: https://www.linkedin.com/in/kathryn-bruzas-hauer-cfp%C2%AE-mba-ea-47a82a10

Twitter: https://twitter.com/WDInvestments

Facebook: https://www.facebook.com/wilsondavidadvisors/

Google+: https://plus.google.com/115803981210404999756/about

AboutMe: https://about.me/kathrynhauer

YouTube Channel: https://www.youtube.com/channel/UCbTMmDmIciv3RrhhprWwBVg

Goodreads: https://www.goodreads.com/author/show/15586213.Kathryn_Bruzas_Hauer

Muckrack: https://muckrack.com/kathryn-hauer-1

 

Sites for Financial Advice for Blue Collar America

Book Website: http://www.financialadviceforbluecollaramerica.com/

Company Website: http://www.wilsondavid.com/

Blog Page: http://www.wilsondavid.com/#!blog/c20l1

Amazon Sales Page: https://www.amazon.com/Financial-Advice-Blue-Collar-America/dp/0991241312/ref=sr_1_1?ie=UTF8&qid=1472590906&sr=8-1&keywords=financial+advice+blue+collar

Smashwords Sales Page: https://www.smashwords.com/books/view/661623

 

Books I've Written

The 11-Step, Comprehensive, DIY Financial Plan

Financial Advice for Blue Collar America

Asesoramiento Financiero para la Clase Trabajadora de los Estados Unidos

Redcliffe: The Adventures of Two Southern Girls

 

Author Bio Pages

Amazon Author Page: https://www.amazon.com/Kathryn-Hauer/e/B00N86JM98

Smashwords Author Page: https://www.smashwords.com/profile/view/khauer

 

Audio and Video Clips

SCETV’s South Carolina Business Review interview with Mike Switzer “Blue Collar Jobs Gaining Steam” http://southcarolinapublicradio.org/post/blue-collar-jobs-gaining-recognition#stream/0

Investopedia Advisor Video https://www.youtube.com/watch?v=v138tmrhUN4

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Resume

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SUMMARY

 

Financial writer & editor, CERTIFIED FINANCIAL PLANNER™, IRS Enrolled Agent (EA), Registered Investment Advisor, Investment Advisor Representative, financial planner, and financial literacy educator. MBA graduate with strong interest in taxes, finance, markets, and financial instruments.  Intense desire to help others achieve financial goals.  Experience as financial advisor, professor, editor, writer, teacher, presenter, negotiator, Navy wife, and researcher with 30+ years of experience in a diverse cross section of business, educational, and government organizations.  Problem solver who rapidly resolves conflicts and client difficulties.  Teaches financial literacy to high school and college students, employees, and community groups. Investopedia Top 100 Advisors, 2018. CFP #247780; CRD # 6380680; EA #120307.

 

EDUCATION

 

CERTIFIED FINANCIAL PLANNER ™ Course, University of Georgia, 2014

M.B.A., Business Administration, University of South Carolina, 2004

M.A., English, College of William and Mary, 1985

B.A., English, College of William and Mary, Phi Beta Kappa, 1983

Midshipman, U.S. Naval Academy, 1979-1981

 

RECENT FULL-TIME EXPERIENCE

 

Certified Financial Planner, Tax Preparer, Author, Wilson David Investment Advisors. 2014 – Present

 

• Advise and educate clients, community members, students, and association members on investments, financial planning, risk management, college and retirement planning, estate planning, and other financial matters.

• Author of the 11-Step, Comprehensive, DIY Financial Plan; Financial Advice for Blue Collar America; and Asesoramiento Financiero para la Clase Trabajadora de los Estados Unidos

 

Business Development Manager/Asst. Project Manager, MDM Services Corporation/MACTEC, 2000 – 2014

 

• Functioned as Assistant Project Manager to support project manager in managing multiple concurrent $20M - $50M projects at Department of Energy sites in the southeast to include contract negotiation, cost-tracking, financial reports, labor relations, vendor interaction, human resources, payroll, and purchasing.

• Found new business opportunities, recommended possibilities to management, contacted procurement representatives, accessed RFPs, ensured conformance to requirements, found and worked with teaming partners, encouraged smooth intra-company relations, organized proposal contributors, wrote and edited proposals, worked with the corporate office to produce documents, attended debriefings, followed up on submittals, initiated work on successful bids.

• Responsible for estimating, contracts, project cost tracking and control; started up and continued file system and document management for a $3.5M well installation project and an $11M piping upgrade at the Savannah River Site; business development; proposal coordinating, writing and estimating; staff augmentation; marketing; company presentations; human resources; and office management for large construction and environmental consulting firm.

 

Editor/Writer/Meeting Facilitator, Tetra Tech NUS, Inc., 1993 – 1999

 

• Edited, collected information for, and wrote numerous documents including implementation plans, schedules, budget plans, public participation plans, comment resolution databases, technical sections of preliminary and final versions of over 15 draft and final Environmental Impact Statements (EISs) varying in length from 500 to 2,000 pages.

 

CONSULTING EXPERIENCE

 

Adjunct Business/English Professor, University of South Carolina – Aiken, 1990 – 1991 and 2007 – Present

Adjunct Business Professor, Aiken Technical College, 2016 – Present

Career Consultant and Resume Writer, Resume Edge, 2013 – 2015

Consulting Office Manager (part time), Brady and Associates, 2013 – 2014

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Publications I’ve Appeared In

 

CNBC, BBC, USA Today, Martha Stewart Living, USNews and World Report, Consumer Reports, NASDAQ, NBC, CSMonitor, Reuters, AP, SheSpeaks, NBR (CNBC’s Nightly Business Report), Credit.com, Wallet Hub, Centsai, Credit Sesame, Nerdwallet, Investopedia, Atlanta Journal Constitution, Investment News, Retirement Peace, Yahoo Finance, Dallas News, CFP Board, MySanAntonio, Retirely, NewsOK, Barron’s, TradeBuddy, Baker Law Firm, Lansing State Journal, Investors.com, Investor’s Business Daily, Financial Planners Association, StudentLoanHelp.org, BusinessWomanPa, Washington Times, LATimes, Huffington Post, PennyHoarder, Muckrack, Time Magazine, Daily Record, South Texas Wealth, AOL, BBC – Portuguese, SF Gate, Palm Beach Daily News, Palm Beach Post, Austin-American Statesman, WHIO, Journal News, Metro, WXYZ Detroit, WMAR Baltimore, KGTV San Diego, ABC7 The Denver Channel, RTV6 The Indy Channel, KERO Bakersfield, KJRH Tulsa

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